With interest rates as low as they are, I have been getting lots of questions from home owners interested in refinancing their mortgages. This is certainly not surprising, considering the average interest rate for a 30-year fixed rate loan is around 3.27 percent, as of the date of this writing.
Of course, interest rates can vary significantly according to a borrower’s income or financial situation. Similar to many other aspects of business and major life decisions, there are many variables involved with a refinance. This is why it’s key to start the process from a position of knowledge instead of uncertainty.
With that in mind, here are some questions that my clients frequently have for me, along with some valuable tips for saving money when refinancing a home.
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