What do you expect when you retire?
Will you be traveling around the world because you saved well before retirement or will you be the one fearing living in poverty?
We all want the dream of retiring on a beach somewhere but that is not happening for many of our seniors. Roughly 15 percent of retirees live in poverty once they retire instead of enjoying their golden years.
Many Americans fear they will outlive their money and not have any Social Security funds to supplement, either!
There are several reasons that retirees are not saving enough:
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